Simple savings, reducing bills and cutting back

Simple savings, reducing bills and cutting back

Making a list and checking it twice – that’s exactly what I’ll be doing over the next few weeks!

I was never under any false illusion that babies were cheap, especially as I’m a god-father (twice) and have been very involved in their lives thus far. However, never did I realise that you could easily spend £5000 and have pretty much next to nothing to show for it!

I’ve therefore decided to take time out one day and dedicated it to checking our outgoings to see if there is anywhere we can reduce outgoings in preparation for Pancakes arrival, and J’s maternity leave.

Simple Money Saving Steps

Other areas we plan to save money include using the following website a LOT more often;

  • Notifyy – track the products you love and get notified when they go on sale.
  • CamelCamelCamel – a website where you can set up watch lists for Amazon products and get notified when they drop below your “ideal price”. Great for planning ahead for things like prams, bottles etc.
  • Online Sales – buying last season clothes, accessories and toys in retailers online sales.
  • eBay – we’ve already started looking especially at things such as maternity clothes.

So, with my eyes opened a little, the next few weeks I’ll be double checking our TV, broadband, mobiles, insurance and energy suppliers (amongst others) are some of the cheapest out there.

TV Packages

Currently: Sky
We only have the basic Sky package, partly due to being the type who watch a lot of movies or sport and partly due to the astronomical prices they expect people to pay. Annoyingly we can’t cut them out the equation as where we live, we don’t receive any TV signal at all and Virgin haven’t yet dug up our street.

Broadband

Currently: BT Infinity 2
Currently on Fibre with BT and as work pay for 90% of the cost it doesn’t seem worth reducing it as it’ll save us less than £1 per month!

Mobile Phones

Currently: Vodafone
We both buy our own phones which means we can go on a SIM only deal and recently switched to Vodafone on their 12mth SIMO plan at £15.30. We chose this plan after using the Billmonitor service which goes through your previous bills and usage stats advises what you’re actually using in an average month. This great OFCOM website means we’re not paying for benefits that we would never use.

Insurance

Currently: A mixture of companies
Like most, we already check comparison websites when it comes to car and home insurance renewals. On top of that, we sell those “cute toys” on eBay and recently got £50 for Brian Robot Toy. Every little helps! One thing we should look at is dual-car insurance as we’re both with LV= and I think this could save us an extra bob or two.

Energy Suppliers

Currently: OVO
We tied into a deal 4 weeks before everyone started dropping their prices meaning that we’re paying over the top. There is a get-out-fee so we’ll have to sit tight until November, but on the flip side, any overpayments you make, earns 3% interest which is not only better than the 0% you get from other suppliers, but also better than most bank accounts!

Food

Currently: Aldi/Tesco/Sainsburys
We’re not ashamed to say we’ve been using Aldi for close to 8 years now. Granted, you can’t get everything you need for a weeks shop, but for basics they’re great prices and good quality food. After seeing the TV show Bargain Fever Britain we may take a look at Approved Food.

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2 Comments

  1. Jason Hamilton
    9th March 2015 / 8:19 pm

    I saw your recommendations and limiting yourself to price history on just amazon is a good way to miss out on savings; try PriceZombie.com for price tracking across multiple stores as well as comparison shopping products between them.

    • 9th March 2015 / 8:21 pm

      Hi Jason

      Thanks for the post. Unfortunately it appears that PriceZombie.com is only for USA and Canada and sadly hasn’t made it across the pond to the UK yet.

      Fingers crossed it will do one day!

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